Life insurance quick estimate


This tool provides a quick estimate of how much your life insurance could cost.
For a more accurate quote we recommend that you seek help from an adviser.

Your gender?

Are you a smoker?

Date of birth

Your Quick Estimate is

$per month


$insurance cover
Calculating your estimate, one moment

Want a different cover amount? Drag the slider to adjust the amount of cover

​The minimum cover amount is calculated from the details entered.

All estimates are based on life cover issued at Sovereign’s standard premium rates for your age, sex and smoker status without taking into account your personal circumstances. Your personal circumstances can affect Sovereign’s ability to provide cover, and the rates at which that cover may be offered.

Not sure how much cover you need? Try our handy calculator

What debts and expenses would your family face if you died?

  • Immediate expenses sub-total: $0

What ongoing income would your family need?

  • Income continuance sub-total: $0

What cash would your family have access to if you died?

  • Assets sub-total: $0

NOTE: We assume a conservative before-inflation and before tax interest rate of five percent per annum.

​Disclaimer: The quick estimate tool provides an estimate only. An adviser will be able to develop a thorough understanding of the financial needs specific to you and your family, and suggest appropriate products and services for you.

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The information contained on this website is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any investment, insurance or financial planning decision; you should consult a professional adviser. Copies of our disclosure statements are available on request, free of charge.​