Health Insurance Quick Estimate


This tool provides a quick estimate of how much your health insurance could cost.
For a more accurate quote we recommend that you seek help from an adviser.

Your gender?

Are you a smoker?

Date of birth

Your Quick Estimate is

$per month


$excess per annum
Calculating your estimate, one moment

Want a different excess amount? Drag the slider to adjust the per annum excess amount


Not sure how much excess you want?  Have an adviser contact you.

​The estimate is calculated from the details entered.

All estimates are based on health cover issued at Sovereign’s standard premium rates for your age, sex and smoker status without taking into account your personal circumstances. Your personal circumstances can affect Sovereign’s ability to provide cover, and the rates at which that cover may be offered.

​Disclaimer: The quick estimate tool provides an estimate only. An adviser will be able to develop a thorough understanding of the financial needs specific to you and your family, and suggest appropriate products and services for you.

What next?

If you would like a personalised quote or to purchase this insurance, you'll need to speak to an insurance adviser.

Talk to an Adviser

The information contained on this website is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any investment, insurance or financial planning decision; you should consult a professional adviser. Copies of our disclosure statements are available on request, free of charge.​