How to pay off your home loan faster


With a well-managed Sovereign Go Home Loan, you could save thousands in interest and take years off your loan term.

Are you making the most of your Go Home Loan?

By transferring your salary and any other income directly into a Sovereign Go Home Loan floating rate account, you can immediately lower your daily account balance, reducing the amount of interest you have to pay over the term of your home loan.

The account can be used as a transactional account and you’ll have easy access to funds for living expenses and purchases as required. The more money you keep in the account, the lower the interest amount over the term of the loan.

A Sovereign Go Home Loan offers you unlimited FREE: 

  • EFTPOS transactions 
  • Internet banking transactions 
  • Telephone banking transactions 
  • Loading and changing of automatic payments 
  • Loading and changing of bill payments. 

unlike some lenders, we do not charge:

  • Monthly base fees 
  • Honour fees 
  • Fixed rate rollover fees 
  • Fees for holding an interest rate.
Disclaimer: The information contained on this site is of a general nature and is intended as a guide only, outlining some of the features and benefits provided by Sovereign's Go Home Loans. All home loans are subject to our home loan lending criteria. Early repayment adjustments may apply.  For loans with less than 20% equity a Low Equity Margin may apply. The lender is ASB Bank Limited via its nominee Mortgage Holding Trust Company Limited. The transactional account for Sovereign’s Go Home Loans is provided by ASB Bank Limited.

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The information contained on this website is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any investment, insurance or financial planning decision; you should consult a professional adviser. Copies of our disclosure statements are available on request, free of charge.​