Getting fixed rates for your mortgage


You can choose to apply a fixed-rate term to any Go Floating Rate Home Loan at any time.

Choose the right combination

A wholly fixed rate Go Home Loan account can’t be used as a transactional account, so you may wish to retain at least a portion of your loan as a Go Floating Rate Home Loan.

Advice about how much to fix

Contact your Adviser about the best combination of Go Floating Rate Home Loan and Fixed Rate Go Home Loan facilities.

Find out about current interest rates

Before you make a decision, check the current interest rates.

When you’re ready, give us a call

If you’ve made the decision about how much to fix for how long, contact our Customer Care Team on 0800 500 174, 8am - 5:30pm, Monday to Friday. They’ll put your plans into action.Disclaimer: The information contained on this site is of a general nature and is intended as a guide only, outlining some of the features and benefits provided by Sovereign's Go Home Loans. All home loans are subject to our home loan lending criteria. Early repayment adjustments may apply.  For loans with less than 20% equity a Low Equity Margin may apply. The lender is ASB Bank Limited via its nominee Mortgage Holding Trust Company Limited. The transactional account for Sovereign’s Go Home Loans is provided by ASB Bank Limited.


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The information contained on this website is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any investment, insurance or financial planning decision; you should consult a professional adviser. Copies of our disclosure statements are available on request, free of charge.​