When you're covered by us,
you can do life your way.

Life. Take charge.

There's no dummy run, no take 2. It's a cliche, but true. From where we stand today anything is possible - the future can be whatever we want.

But taking action isn't always easy. Life puts roadblocks in our way. We're busy being busy. And sometimes the things we know we should do just aren't as exciting, so we put them off and plan to do them tomorrow, or next week, or 'sometime'.

There are lots of good excuses for not taking action - we get that. The challenge is to seize the day and make things happen. Turn do into done.

Action Trumps Excuses

You're the best person to take control of your life, but it's often easier with a partner to help along the way. Someone to steer you in the right direction, cheer you on and help keep you on track. That's where we at Sovereign come in. We help you take control of your life should the worst happen.

We've started a movement to help Kiwis proactively take charge of their lives both by living healthily and by getting insurance over their financial security, helping them to remain in control should something happen.

The Sovereign Tri Series sponsorship is one way we support Kiwi health and wellbeing, organising events around the country to help thousands of people take charge of their health.

Sovereign Tri Series
Nicola Smith

Our healthy living ambassador Nicola Smith is an expert in personal training, nutrition and living well. She offers fitness programmes, blog posts, recipes and 'ask-the-trainer' podcasts through her 'online gym' Forever Fit.

Every summer the Sovereign Action Unit, a restored vintage ambulance, travels up and down the country distributing healthy living tools to Kiwis at various summer hot spots.

Sovereign Action Unit
Sovereign Mywellbeing

How well are you living? Our Sovereign Wellbeing Index is a snapshot of Kiwi health and happiness, giving insights to help New Zealanders improve their health and wellbeing.

We also help support and educate younger people through partnerships with a number of charities.

  • Youthline
  • Conservation Volunteers
  • Buddy day
  • Sweet louise
  • The hunger project

Take action

We can help get you sorted for the unexpected - the parts of life you can't always control.

Protect the life you're living now, or take care of your family if something happens to you, with Life Cover.
Take charge of your health by getting treatment faster, when and where it suits you, with Private Health Cover.
Or get the financial support you need if serious illness strikes with Progressive Care.

Our HealthScreen service is the only FREE dedicated insurance-based nursing service in New Zealand. One of our nurses can visit you when and where it suits you to complete medical checks and help progress applications and claims.

Take out a policy with us and you'll also get FREE access to Best Doctors ®, a worldwide network of leading medical specialists that can consult with you on any specific medical needs.