Apply for insurance online

Getting a quote and applying online has never been easier.​ If you already know what cover you need, you can apply for life insurance, health insurance or a range of other insuranc​e quickly and conveniently online via our trusted partner, KiwiCover.

This is fully underwritten, providing you with certainty of cover as your policy is tailored to you and your lifestyle.

  • Apply online in less than 15 minutes

  • 100% online process

  • No need to speak to anyone
    (unless you want to)

  • Trusted & experienced
    online partner

Choose your cover

KiwiCover is an established and experienced online provider offering Sovereign's range of fully underwritten insurance policies. You can apply individually or jointly in less than 15 minutes. The service is completely free.


Unsure what insurance or cover you may need? An insurance expert can advise you on your options and what may best suit your needs, as well as provide full support throughout – all at no cost to you. Speak to an adviser >

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