Go Home Loan – New Customers

Sovereign’s Go Home Loan is a flexible, cost-effective way to purchase a home or property, or to build a home  while helping you save on interest and fees.

The home loan that works harder for you

Unlike an ordinary home loan, a Go Home Loan can also be used as your transaction account. To do this, you need to have at least part of your loan on a floating interest rate.

By paying your salary (and any other income) directly into your home loan account, you immediately lower your account balance and the amount of interest you pay. You can then use the redraw facility to access funds by Go Card, Go Online or Go Phone banking.

Disclaimer: The information contained on this site is of a general nature and is intended as a guide only, outlining some of the features and benefits provided by Sovereign's Go Home Loans. All home loans are subject to our home loan lending criteria. Early repayment adjustments may apply.  For loans with less than 20% equity a Low Equity Margin may apply. The lender is ASB Bank Limited via its nominee Mortgage Holding Trust Company Limited. The transactional account for Sovereign’s Go Home Loans is provided by ASB Bank Limited.​​​​

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The information contained on this website is general in nature and is not intended as advice. It may not be relevant to individual circumstances and before making any investment, insurance or financial planning decision; you should consult a professional adviser. Copies of our disclosure statements are available on request, free of charge.