• Private health
  • Life insurance
  • Simple Life insurance
Life
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Health
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Life
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Our products

Healthy by Sovereign

Real rewards, like an annual cash back, discounts at partner gyms and healthy retail offers. The more you do, the more rewards you get.

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Life insurance

Peace of mind to protect your family, from comprehensive cover to quick and simple online.

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Income protection

Safeguard your ability to earn, so you can keep on living your life without the money worries.

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Critical illness cover

If you suffered a serious illness, we’ll help you pay the bills and maintain your lifestyle.

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Buying insurance

Get free quality advice

Have questions? For expert advice tailored to you, speak to an adviser today.

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To speak to an insurance expert in your local area, use our handy search tool.

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Apply and buy online

From life insurance and critical illness cover, to health insurance and income protection, we have options to best meet your needs.

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Why Sovereign?

  • We pay 94% of life claims
  • We protect more Kiwis with life cover than anyone else
  • We're committed to making Kiwis healthier
  • We have an A+ superior financial strength rating

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  • We're a values-based company and believe in putting people first
  • We're building a sustainable long-term business, to ensure we're there for our customers today, and for generations to come

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"Extremely friendly and understanding… [they] truly cared and listened to what I had to say."

Heather Pyper

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"This is another quote. The quick brown fox jumped over the lazy dog"

Joe Smith

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